Credit can be confusing. Buying something on credit or applying for credit is a form of debt, and will need to be repaid. But before we get to that, what is credit and how might it help you manage your money?
Credit: What you need to know
It can be difficult to decide how much you can afford to save or how much you could spare to repay a loan. Our budget calculator will help you to work out your monthly disposable income and see where your money is going.
With a little time, patience, and a few of the below tips and hints, you can take the first steps up the job ladder.
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