Barclays Money Skills

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Credit: What you need to know

Credit can be confusing. Buying something on credit or applying for credit is a form of debt, and will need to be repaid. But before we get to that, what is credit and how might it help you manage your money?

Credit: What you need to know
The budget calculator

Budget calculator

It can be difficult to decide how much you can afford to save or how much you could spare to repay a loan. Our budget calculator will help you to work out your monthly disposable income and see where your money is going.

Budget calculator

Looking for a job

With a little time, patience, and a few of the below tips and hints, you can take the first steps up the job ladder.

Looking for a job

Top tip!

Spending too much on your phone? £50 a month adds up to £600 a year. You can buy a cheap pay-as-you-go phone and only pay to use it when you really need to.

Our resources are designed to assist with the delivery of practical money management sessions for a wide range of client groups.